Having poor credit rating does not mean that you cannot buy a car on loan. You can still get bad credit car loans.Some lenders may still consider you for a car loan even though your score is poor. You need to look around and you can get some irresistible loan offers. There is nothing that will be as frustrating as going to a dealership, seeing a car you like but you cannot buy it because of this limitation.
Most companies that offer loans to people with bad credit rating understand that many debtors may have bad credit as a result of unexpected circumstances.